PMMA-20396 Accessing finance for productive employment opportunities in rural Benin


What finance scheme is more appropriate for what productive employment for economic agents in rural Benin and particularly women? In this study, we ask whether own finance driven self-employment activities are more profitable than microcredit driven self-employment activities in rural Benin. Although the importance of rural entrepreneurship for poverty reduction is acknowledged, little is known on how and to what extent access to finance brings about sustainable employment opportunities for people in rural Benin and particularly women. The question remains whether and how these entrepreneurship activities are sustainable enough to promote rural development. We assess the (differential) effect of accessing microcredit (versus self financing) as a source of financing rural women and men’s generating income activities on the performance of these activities. We also estimate the heterogeneous effects using the framework of the generalized structural equation model and the potential outcome framework. We use data from the 2011 multi-topic household survey titled ‘’Plans Fonciers Ruraux Impact Evaluation 2011, Baseline Survey’’, nationally representative of the rural areas in Benin with 3,507 households interviewed. The main particularity of this survey is that it focused exclusively on the rural area and thus contains a detailed set of questions as revealed by the extensive 58-pages length household questionnaire.


Project leader: Rose FIAMOHE

Project researchers: SENAKPON FIDELE ANGE DEDEHOUANOU | Akoua Ella Félicie DJO | Nabilatou BOURAÏMA | Arnaud Wilfrid Cocou S. A. DJIDONOU | Noudéhouénou Honoré DJOSSOU HOUNTON

Scientific mentors: Abdelkrim Araar

Policy outreach mentors: Claude Sinzogan

Working Papers

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Title Modified Size Comments Recommendations
Accessing finance for productive employment opportunities in rural Benin 2019-09-12 1.13MB 0 0

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