PIERI-20281 Can Mobile Money Induce Entrepreneurial and Financial Behaviors of Members of Village Savings and Loan Associations in Rural Southern Malawi?

Abstract

Most Malawians living in rural areas are financially excluded. The government is therefore pushing for financial inclusion among others through expansion of use of digital cash and group savings. The expansion in financial inclusion is also expected to improve entrepreneurial behaviours of rural people. We therefore propose to implement field experiments through block randomized trials to test the interaction effects of mobile money plus SMSs and participation in VSLAs on entrepreneurial behaviour. The study will measure entrepreneurial behaviour in terms of demand for credit, number of new enterprises, and ownership of bank accounts. We expect this information to assist the government and other stakeholders in promoting entrepreneurship among rural population.


Members

Project leader: Levison Chiwaula

Project researchers: Lucius Cassim | Tayamika Kamwanja | Mirriam Matita


Working Papers

No working papers.


Policy Briefs

No policy briefs.


Proposal

Title Modified Size Comments Recommendations
Can Mobile Money Induce Entrepreneurial and Financial Behaviors of Members of Village Savings and Loan Associations in Rural Southern Malawi? 2018-09-18 245.07kB 0 0

Final report

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